Singapore Health Insurance Plan Adapted to your Needs

Raffles Shield

Protect yourself from unexpected medical expenses with our comprehensive Integrated Shield Plan, payable by MediSave.

COVID-19 Updates

Coverage for COVID-19

With effect from 7 August 2020, Singapore residents (i.e. Singapore Citizens and Permanent Residents) who travelled under permitted travel arrangements will be eligible for Government subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage should they require hospital admission for suspected or confirmed COVID-19 infection.

Singapore residents and long-term pass holders who travel in breach of the travel advisories, or who did not obtain proper travel permits will not have access to subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage (including Non-Integrated Shield Plan for Foreigners) should they be hospitalised for COVID-19 related medical conditions.

For more information, please refer to MOH’s News Highlights.

Support for Individuals and SMEs Affected by the COVID-19 Pandemic

To help ease the financial strain on individuals and SMEs caused by the COVID-19 pandemic, RHI has joined forces with the insurance industry to provide additional support to policy holders. Click on the links below to learn how this is done through the financial measures package announced by the Monetary Authority of Singapore (MAS):

1. MAS and Financial Industry to Support Individuals and SMEs Affected by the COVID-19 Pandemic
2. Support for Individuals and SMEs Affected by the COVID-19 Pandemic

If you need further assistance, you may drop us an email at shield@raffleshealthinsurance.com or call us at 6286 9988.

Coverage for Adverse Effects from COVID-19 Vaccination

In aid of national public health efforts, we will be extending our Raffles Shield Plans on a free and automatic basis to cover inpatient treatment of any adverse/ side effects experienced by the Insured from COVID-19 vaccination. This extension of cover is effective from 18 January 2021.

This will apply to all Insured who receive COVID-19 vaccinations approved by the Health Sciences Authority (HSA). This special coverage will be provided till 31 December 2021. Extensions to the duration of coverage will be considered in the later part of the year after close monitoring of the evolving situation.

Our New Regional Health Cover

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What is Raffles Shield?

Raffles Shield provides greater protection against large hospital bills on top of your MediShield Life. Learn more about how it works.

What are the Raffles Shield plans available?

We offer 4 basic plans depending on your healthcare needs. Check out our Raffles Shield plans here.

Can you recommend me a suitable plan?

Yes! Let us know your healthcare preferences and we will recommend the best plan for you.

I am interested. How do I apply?

Fill up a short form to allow us to check your eligibility and offer you free plan advice! It will only take a few minutes!

Why Consider Raffles Shield?

1. We offer private healthcare coverage at the lowest premiums

Raffles Hospital Option

Enjoy access to private healthcare at Raffles Hospital while paying a lower premium compared to a full private plan.

2. We got your child covered.

Waiver of Premiums

Additional private insurance premiums will be waived in the unfortunate case of death or Total Permanent Disability (TPD) of the payor to ensure that the child’s coverage continues.

3. We complement your company's medical benefits.

High Deductible Option

Complement your company’s benefits and ensure no coverage overlap, while enjoying more savings from lower premiums at the same time.

4. We offer flexibility in plan changes.

Guaranteed Upgrade

You can choose to start with our Plan B and upgrade to Plan A with Raffles Hospital Option (A+RH), with no additional underwriting as long as there are no downgrades and claims in the first 5 years of your policy.