Every year, your Medisave is automatically used to pay for your MediShield Life premiums – a compulsory health insurance for all Singaporean Citizens (SC) and Permanent Residents (PR).
With MediShield Life Only
Provides basic coverage targeted at large hospital bills in class B2/C (Public Hospital)
Do not cover Pre- & Post- hospitalisation.
MediShield Life payout annual limit is only $100,000. Any amount of the bill above the annual limit of $100,000 will be payable by you.
With Integrated Shield Plan Higher Coverage And Greater Protection Against Large Hospital Bills
Wider scope of coverage
Coverage up to A/B1 class wards in public and private hospitals
Some benefits are as charged, instead of being capped at limits
Covers Pre- & Post- hospitalisation
Claim Limits: The maximum amount you can claim from MediShield Life depends on the claim limit for each type of expense.
Deductible: The amount which you have to pay before we pay any claim under your policy.
Co-Insurance: The amount which you have to co-pay after the deductible has been applied to the reasonable and customary expenses (usually 10%).
Will An Integrated Shield Plan Cost Me More?
Yes, A Little, But For Good Reasons.
Select Your Age At Next Birthday:
MediShield Life Yearly Premium:$is deducted from your Medisave
Your Yearly MediSave Additional Withdrawl Limit: $
Mr Tan, a 46-year old was diagnosed with Coronary Artery Disease. The doctor recommended him to undergo Coronary Angioplasty (PTCA) procedure. Mr Tan was admitted at A class ward in public hospital and his bill was $36,500.
I Have MediShield Life, What More Could Raffles Shield Offer Me?
Please rotate your device!
Inpatient & Day Surgery Benefits
MediShield Life Coverage Up To –
Raffles Shield Plan Coverage Up To –
Daily Ward & Treatment Charges
$700/Day
As Charged
Daily Ward & Treatment Charges In ICU
$1,200/Day
As Charged
Community Hospital (Up To 45 Days Per Hospitalisation)
$350/Day
As Charged
Surgery
$200 – $2,000
As Charged
Surgical Implants & Approved Medical Consumables
$7,000/Admission
As Charged
Gamma Knife
$4,800/Procedure
As Charged
Inpatient Psychiatric Treatment
$100/Day (Up To 35 Days)
$8,000/Year
Accidental Inpatient Dental Treatment
Not Covered
Covered
Please rotate your device!
OUTPATIENT BENEFITS
MediShield Life Coverage Up To –
Raffles Shield Plan Coverage Up To –
Kidney Dialysis
$1,000/Month
As Charged
Radiotherapy (i) External or Superficial (ii) Brachytherapy
(i) $140/Session (ii) 500/Session
As Charged
Chemotherapy
$3,000/Month
As Charged
Immunotherapy
Not Covered
As Charged
Stereotactic Radiotherapy
$1,800/Treatment
As Charged
Immunosuppressants For Organ Transplant
$200/Month
As Charged
Erythropoietin
$200/Month
As Charged
Please rotate your device!
Additional benefits
MediShield Life
Raffles Shield Plan (Excluding Standard Plan)
Pre-Hospitalisation Treatment (Subject To Max. No. of Days)
Not Covered
Covered
Post-Hospitalisation Treatment (Subject To Max. No. of Days)
Not Covered
Covered
Post-Hospitalisation Psychiatric Treatment*
Not Covered
Covered
Waiver Of Premium For Insured*
Not Covered
Covered
Breast Reconstruction After Mastectomy
Not Covered
Covered
Major Organ Transplant
Covered
Covered
Stem Cell Transplant
Covered
Covered
Human Immunodeficiency Virus (HIV) Due To Blood Transfusion And Occupationally Acquired HIV