A Member of Raffles Medical Group
Raffles Shield Plans complements your MediShield Life. We have developed 4 different plans to cover for most healthcare needs. We do also understand, that we are all different and might have different aspirations. This is why we have developed special options and riders so you can tailor make your plan to fit YOU.
Check out the highlights of our various Raffles Shield plans below!
MediShield Life
Mandatory Health Insurance For All Singapore Citizens (SC) & PRs
Raffles Shield Private
Get Everything Taken Care Of – Including Access To All Private Hospitals
Raffles Shield A
Gain Better Access To A Class Wards In Public Hospitals
Raffles Shield B
Triple Your MediShield Life Yearly Limit
Raffles Shield Standard
A Top-Up To Your MediShield Life Insurance
Discover the full benefit table to compare all the plans in details.
If you choose Raffles Shield Private, Raffles Shield A or Raffles Shield B, you can add special options and/or riders to tailor a plan according to your needs!
Raffles Hospital Option
Add this option to Raffles Shield A to get 100% coverage at Raffles Hospital (all wards) and incur lower premiums at the same time (as compared to a full private plan)!
For: Raffles Shield A only
Do you want to replace the deductible and co-insurance with a 5% co-payment on every claim instead? Choose Key Rider.
For: Raffles Shield A, Raffles Shield B, Raffles Shield Private (all without High Deductible Option)
Do you want lower premiums for higher deductible ($10,000)? Choose High Deductible Option.
For: Raffles Shield A, Raffles Shield B, Raffles Shield Private
Note: Key rider is not applicable with High Deductible Option.
View our Product Summary for more information on our plan benefits and premium tables!
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Contact Us
Hotline: 6286 9988
Monday – Friday: 8.30am – 8.30pm
Closed on Saturday, Sunday and Public Holidays
Email: Shield@RafflesHealthInsurance.com
Tina Lee
Age: 17
Tina Lee pays $201 less by locking in her Raffles Shield A+RH premiums for 3 years!
Age | Private Plan¹ | Raffles Shield A+ RH | Raffles Shield A+ RH with Lock-In Promotion |
---|---|---|---|
17 | $185 | $143 | $143 |
18 | $185 + 10%² = $204 | $143 + 10% = $157 | $143 |
19 | $219 +10% = $241 | $157 + 10% = $173 | $143 |
Total over three years | $630 | $473 | $429 |
¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.
Tom Lee
Age: 20
Tom Lee pays $263 less by locking in his Raffles Shield A+RH premiums for 3 years!
Age | Private Plan¹ | Raffles Shield A+ RH | Raffles Shield A+ RH with Lock-In Promotion |
---|---|---|---|
20 | $199 | $143 | $143 |
21 | $157 + 10%² = $173 | $157 + 10% = $173 | $143 |
22 | $235 +10% = $258 | $173 + 10% = $190 | $143 |
Total over three years | $692 | $506 | $429 |
¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.
Mrs Lee
Age: 45
Mrs Lee pays $1,278 less by locking in her Raffles Shield A+RH premiums for 3 years!
Age | Private Plan¹ | Raffles Shield A+ RH | Raffles Shield A+ RH with Lock-In Promotion |
---|---|---|---|
45 | $642 | $336 | $336 |
46 | $712 + 10%² = $783 | $423 + 10% = $465 | $336 |
47 | $783 +10% = $861 | $465 + 10% = $512 | $336 |
Total over three years | $2,286 | $1,313 | $1,008 |
¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.
Mr Lee
Age: 50
Mr Lee pays $1,757 less by locking in his Raffles Shield A+RH premiums for 3 years!
Age | Private Plan¹ | Raffles Shield A+ RH | Raffles Shield A+ RH with Lock-In Promotion |
---|---|---|---|
50 | $712 | $423 | $423 |
51 | $1,002 + 10%² = $1,102 | $642 + 10% = $706 | $423 |
52 | $1,102 +10% = $1,212 | $706 + 10% = $777 | $423 |
Total over three years | $3,026 | $1,906 | $1,269 |
¹ Figures are based on an average of the private insurance premiums across all 7 Integrated Shield Plan (IP) providers in 2019 with the assumption of a 10% year-on-year increase in private insurance premiums.
² Private insurance premiums are assumed to increase 10% year-on-year.
If you are not paying by Medisave, your Cash Outlay will be equal to the total premiums.
For SG/PR, the figures displayed are based on 2020 Medishield Life premium rates.
The Medisave portion applies only if the Policyholder (Payor/ Applicant):
Get Everything Taken Care Of – Including Access To All Private Hospitals
HIGHLIGHTS
Triple Your MediShield Life Yearly Limit
HIGHLIGHTS
Gain Better Access To A Class Wards In Public Hospitals
HIGHLIGHTS
Get Everything Taken Care Of – Including Access To All Private Hospitals
HIGHLIGHTS
Gain Better Access To A Class Wards In Public Hospitals + Raffles Hospital
HIGHLIGHTS
Please note that this list is not exhaustive.
Please note that this list is not exhaustive.
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