Employers are required by the Ministry of Manpower to purchase medical insurance to protect the well-being of their foreign employees who are Work Permit or S-Pass holders. It is compulsory for employers to purchase and maintain medical insurance coverage of at least $15,000 per year for each Work Permit or S-Pass holder.

Raffles Health Insurance (RHI) Foreign Workers Plan (FWP) offer the solution, it provides the coverage for the foreign employees against hospitalisation and surgery cost and other related expenses.

Key Benefits

Easy to Start

1 employee to start the plan

Flexible Plan Types

Choice of two $15,000 per disability limits plans and a $30,000 per disability limits plan.

No Exclusion for Pre-Existing Conditions

“As Charged” Plan

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Health insurance can be complex. Let us simplify it for you!​

Disclaimer And
Disclosure Statement


This is only the product information provided by Raffles Health Insurance Pte Ltd. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance future healthcare needs. This brochure is not a contract of insurance. The standard terms and conditions of this plan are provided in the relevant policy contract. Details are correct at the time of printing and may be subject to change in future.

Disclosure Statement

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).