Worldwide Health Options
A modular international health insurance plan for individuals and families insured by Raffles Health Insurance and internationally administered by Bupa Global.
Raffles Health Insurance has partnered with Bupa Global, a leading international healthcare specialist with over 50 years of medical expertise, to bring you Worldwide Health Options, a customisable plan designed for those who appreciate a higher level of medical protection.
The health plans are insured by Raffles Health Insurance and internationally administered by Bupa Global.
An expandable health plan for at home and abroad
This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.
Customisable plan to suit your specific health needs
Critical illness and cancer cover
Direct access to specialist treatment without the need for a GP referral
A choice of preventive care to help maintain your health
Direct settlement with a large worldwide network of over 1.7 million providers
Cover for pre-existing and chronic conditions subject to underwriting
Build Your Plan Now
- Start with the core plan
This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.
Overall annual maximum: SGD 4,000,000 / USD 2,890,000
- Covers hospital treatment in a private room including day-case surgery, whether in an emergency or a planned visit.
- All surgery, eligible cancer treatment, mental health treatment, advanced imaging and childbirth* (after 24 months’ membership) are also included.
- Plus get help, support and advice whenever you need it. Our in-house team of medical experts are available on the phone 24/7.
- Then choose your options
For specialist treatment where you don’t need to stay in hospital, including pre- and post-natal care* (after 24 months’ membership)
Overall annual maximum: SGD 58,650 / USD 42,500
- Consultations with a doctor or specialist and medical treatments that do not require a hospital stay, e.g psychiatrists, psychologists, osteopathy and physiotherapy
- Cover for young child care, maternity care* (after 24 months’ membership)
Prescribed medicines and dressings and Durable medical equipment
Annual maximum SGD 4,150 / USD 3,000
Long term prescription medicines
Annual maximum 80% up to SGD 27,600 / USD 20,000
- Prescription medicines and the rental of medical appliances, such as oxygen supplies or wheelchairs, for after you leave the hospital or clinic
For a range of health screenings, vaccinations, dental and optical treatment
Overall annual maximum: SGD 11,750 / USD 8,500
- Medical screenings that can provide valuable early detection of conditions such as cancer
- Dental and optical treatments, which can play an important role in keeping you healthy
- Vaccinations, eye tests and preventive dental care
For when you can’t get the treatment you need in a local hospital
Subject to policy overall annual maximum
- Medical evacuation and repatriation
- Travel costs for an accompanying person
- Travel costs for children under 18
- Living allowance and compassionate visit
- Then choose your options
If you visit the U.S. regularly and need medical cover while you are there, consider adding U.S. cover to your plan.
*Maternity benefits are payable only after the mother has been a member for 24 months.
**Global Virtual Care is provided by independent third party service provider(s); access to these services is procured by Bupa Global for your use. These services are subject to third party availability. Bupa Global assumes no liability and accepts no responsibility for information provided by the services.
What makes us different
This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.
Global medical expertise
Bupa Global, the international administrator of the plan, is the worldwide part of the Bupa Group – a healthcare company with insurance as well as provision business across the world. Our health plans give you the benefit of our international experience and access to top quality medical facilities.
First-class service
You will have reassurance with 24/7 multilingual phone support from our global team of service advisers and access to virtual consultations with Global Virtual Care** mobile application around the clock.
Online management
MembersWorld is the quick and easy way for your employees to manage their healthcare plan online or via the mobile application. You can submit and track your claims, and also get prior approval on their treatment.
Second medical opinion
Give you reassurance with access to second medical opinions from international medical professionals.
*Maternity benefits are payable only after the mother has been a member for 24 months.
**Global Virtual Care is provided by independent third party service provider(s); access to these services is procured by Bupa Global for your use. These services are subject to third party availability. Bupa Global assumes no liability and accepts no responsibility for information provided by the services.
Things you should know
Raffles Health Insurance Pte Ltd (“RHI”) (Company Registration Number: 200413569G) is the insurer and Bupa Global, the trading name of Bupa Insurance Services Limited, is the international administrator of the RHI international health insurance plans.
This is only the product information provided by Raffles Health Insurance Pte Ltd. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance future healthcare needs. This brochure is not a contract of insurance. The standard terms and conditions of this plan are provided in the relevant policy contract. Details are correct at the time of printing and may be subject to change in future.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
- Correspondence Address for international health plans:
9 Raffles Place, #13-01 Republic Plaza, Singapore 048619 - Email: rhi-bupa@raffleshealthinsurance.com
- Contact Number: +65 6340 1660
Contact Us
Get In Touch With Us
Health insurance can be complex. Let us simplify it for you!