Worldwide Health Options

A modular international health insurance plan for individuals and families insured by Raffles Health Insurance and administered by Bupa Global.

Raffles Health Insurance has partnered with Bupa Global, a leading international healthcare specialist with over 40 years of medical expertise, to bring you Worldwide Health Options, a customisable plan designed for those who appreciate a higher level of medical protection.

The health plans are insured by Raffles Health Insurance and administered by Bupa Global.

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bupa global logo

An expandable health plan for at home and abroad

This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.

Customisable plan to suit your specific health needs

Critical illness and cancer cover

Direct access to specialist treatment without the need for a GP referral

A choice of preventive care to help maintain your health

Direct settlement with a large worldwide network of over 1.5 million providers

Cover for pre-existing and chronic conditions subject to underwriting

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Worldwide Medical Insurance

This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.

Overall annual maximum: SGD 4,000,000 / USD 2,890,000

For specialist treatment where you don’t need to stay in hospital, including pre- and post-natal care* (after 24 months’ membership)

Overall annual maximum: SGD 58,650 / USD 42,500

For prescribed medicines and medical equipment
Overall annual maximum: SGD 3,550 / USD 2,550

For long-term prescriptions:
Annual maximum of SGD 2,550 / USD 17,000

For a range of health screenings, vaccinations, dental and optical treatment

Overall annual maximum: SGD 11,750 / USD 8,500

For when you can’t get the treatment you need in a local hospital

No annual maximum

If you visit the U.S. regularly and need medical cover while you are there, consider adding U.S. cover to your plan.

If you or a member of your family have a pre-existing condition (e.g. that requires on-going prescriptive drugs or rehabilitative medical attention), we may cover you for this subject to underwriting.
A deductible is the amount you must pay towards covered expenses before we will start paying for your treatment. You can choose from a range of different deductibles, allowing you to manage the cost of your plan.

*Maternity benefits are payable only after the mother has been a member for 24 months.

**Global Virtual Care is provided by independent third party service provider(s); access to these services is procured by Bupa Global for your use. These services are subject to third party availability. Bupa Global assumes no liability and accepts no responsibility for information provided by the services.

What makes us different

This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.

Global medical expertise

Bupa Global, the administrator of the plan, is the worldwide part of the Bupa Group – a healthcare company with insurance as well as provision business across the world. Our health plans give you the benefit of our international experience and access to top quality medical facilities.

First-class service

You will have reassurance with 24/7 multilingual phone support from our global team of service advisers and access to virtual consultations with Global Virtual Care** mobile application around the clock.

Online management

MembersWorld is the quick and easy way for your employees to manage their healthcare plan online or via the mobile application. You can submit and track your claims, and also get prior approval on their treatment.

Second medical opinion

Give you reassurance with access to second medical opinions from international medical professionals.

*Maternity benefits are payable only after the mother has been a member for 24 months.

**Global Virtual Care is provided by independent third party service provider(s); access to these services is procured by Bupa Global for your use. These services are subject to third party availability. Bupa Global assumes no liability and accepts no responsibility for information provided by the services.

Things you should know

Raffles Health Insurance Pte Ltd (“RHI”) (Company Registration Number: 200413569G) is the insurer and Bupa Global, the trading name of Bupa Insurance Services Limited, is the administrator of RHI international health insurance plans in Singapore.

Bupa International Health Plans are not MediSave-approved

This is only the product information provided by Raffles Health Insurance Pte Ltd. You should seek advice from a qualified adviser if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance future healthcare needs. This brochure is not a contract of insurance. The standard terms and conditions of this plan are provided in the relevant policy contract. Details are correct at the time of printing and may be subject to change in future.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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