PRODUCT UPDATES
Our New Regional Cover
Raffles Elite Care is a comprehensive medical plan designed to take care of your healthcare needs when working or living in the region.
Raffles Shield - Best Medical Insurance Plan in Singapore
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announcements
COVID-19 Updates
Coverage for COVID-19
With effect from 7 August 2020, Singapore residents (i.e. Singapore Citizens and Permanent Residents) who travelled under permitted travel arrangements will be eligible for Government subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage should they require hospital admission for suspected or confirmed COVID-19 infection.
Singapore residents and long-term pass holders who travel in breach of the travel advisories, or who did not obtain proper travel permits will not have access to subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage (including Non-Integrated Shield Plan for Foreigners) should they be hospitalised for COVID-19 related medical conditions.
For more information, please refer to MOH’s News Highlights.
Support for Individuals and SMEs Affected by the COVID-19 Pandemic
To help ease the financial strain on individuals and SMEs caused by the COVID-19 pandemic, RHI has joined forces with the insurance industry to provide additional support to policy holders. Click on the links below to learn how this is done through the financial measures package announced by the Monetary Authority of Singapore (MAS):
1. MAS and Financial Industry to Support Individuals and SMEs Affected by the COVID-19 Pandemic
2. Support for Individuals and SMEs Affected by the COVID-19 Pandemic
If you need further assistance, you may drop us an email at shield@raffleshealthinsurance.com or call us at 6286 9988.
Coverage for Adverse Effects from COVID-19 Vaccination
In aid of national public health efforts, we will be extending our Raffles Shield Plans on a free and automatic basis to cover inpatient treatment of any adverse/ side effects experienced by the Insured from COVID-19 vaccination. This extension of cover is effective from 18 January 2021.
This will apply to all Insured who receive COVID-19 vaccinations approved by the Health Sciences Authority (HSA). This special coverage will be provided till 31 December 2021. Extensions to the duration of coverage will be considered in the later part of the year after close monitoring of the evolving situation.
Raffles Shield Updates
MediShield Life Benefits Changes and Premium Adjustment
Since 1 March 2021, the benefits for MediShield Life (MSHL) have been enhanced. MediShield Life premiums will see an increase to keep pace with rising healthcare costs. As an Integrated Shield plan’s premium comprises of MediShield Life and a private insurance portion, while there will be no changes to the premiums for the Raffles Shield (private insurance) component, there will be an increase in total premiums for Raffles Shield plan(s).
RAFFLES SHIELD
Why Consider Raffles Shield
Receive private healthcare coverage at affordable premiums
Enjoy private healthcare access at Raffles Hospital while paying less than what you would for a full private plan.
We got your child covered.
Premiums for your child’s insurance policy will be waived in the unfortunate event of death or total permanent disability of the payor to ensure that your child’s coverage continues*.
Pay less by complementing your company’s medical benefits
Avoid paying for duplicate coverage and enjoy cost savings with an insurance policy that complements your company’s medical insurance plan.
Flexibility to change your plan
Choose to upgrade your plan to a higher ward entitlement without the need for additional underwriting*.
*Waiver of premiums and guaranteed plan upgrade are subject to terms and conditions. You can learn more about these features from our Raffles Health Advisors here.
Life Stories
Hear From Our Clients
Pleasant sales experience and onboarding process
As a cancer survivor, I was doubtful about finding a health insurer that is able to accept me with my medical history. Despite my skepticism, I managed to connect with Joy, my Raffles Health Advisor (RHA), who was very patient and genuine in attending to my questions for hours via a video conference call. She made me feel assured that my needs and concerns are thoroughly addressed. She was also very helpful in following up with my application process and for that, I am very grateful.
Affordable health insurance plan for my child
As a young mother, I wanted to find an affordable health insurance for my kid. However, I was concerned about the rising cost of medical insurance in Singapore. Thankfully, Raffles Health Insurance provided me with health insurance plans that are priced decently lower than my previous one. Furthermore, I really liked the additional assurance that Raffles Shield will continue to provide medical insurance coverage for my kid should anything happen to me with their ‘Waiver of Premiums for Child’ benefit until my kid is 21 years of age.
Unique 'Raffles Shield A Plan' with 'Raffles Hospital Option'
As someone who is looking for both public and private hospital coverage at an affordable price, I was doubtful that I would be able to find a plan that can tailor to my specific needs. Despite my doubts, Daniel, my Raffles Health Advisor (RHA), informed me that Raffles Health Insurance offers the ‘Raffles Shield A Plan + Raffles Hospital Option’ that is able cover up to public hospital ‘A’ wards AND provide private hospital coverage at Raffles Hospital. This unique plan is able to meet my hospitalisation needs quite well.
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Medical insurance can be complex. Let us simplify it for you.
If you need any assistance in choosing the best health insurance plan for you or your loved ones, you may contact our Raffles Health Advisors for a free consultation here.
Having a comprehensive medical insurance plan is now easy with Raffles Shield. We have several health insurance plans that can be customised according to your needs. There are plenty of health insurance plans in Singapore to choose from. However, many people choose Raffles Shield for several reasons. Our insurance plans, competitive premiums, and quick turnaround for claims are just a few things that help us establish a strong standing in the industry. Let us help you get the right plans and protect you and your family.