Raffles Shield

We help cover medical expenses so that you can focus on making the best healthcare decisions for you and your family.

Raffles Shield is a local medical insurance plan that protects you against unexpected medical bills and can be paid by MediSave

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Raffles Shield - Best Medical Insurance Plan in Singapore

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COVID-19 Updates

With effect from 7 August 2020, Singapore residents (i.e. Singapore Citizens and Permanent Residents) who travelled under permitted travel arrangements will be eligible for Government subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage should they require hospital admission for suspected or confirmed COVID-19 infection.

Singapore residents and long-term pass holders who travel in breach of the travel advisories, or who did not obtain proper travel permits will not have access to subsidies and MediShield Life/ Integrated Shield Plan/ Group Health coverage (including Non-Integrated Shield Plan for Foreigners) should they be hospitalised for COVID-19 related medical conditions.

For more information, please refer to MOH’s News Highlights.

To help ease the financial strain on individuals and SMEs caused by the COVID-19 pandemic, RHI has joined forces with the insurance industry to provide additional support to policy holders. Click on the links below to learn how this is done through the financial measures package announced by the Monetary Authority of Singapore (MAS):

1. MAS and Financial Industry to Support Individuals and SMEs Affected by the COVID-19 Pandemic
2. Support for Individuals and SMEs Affected by the COVID-19 Pandemic

If you need further assistance, you may drop us an email at shield@raffleshealthinsurance.com or call us at 6286 9988.

In aid of national public health efforts, we will be extending our Raffles Shield Plans on a free and automatic basis to cover inpatient treatment of any adverse/ side effects experienced by the Insured from COVID-19 vaccination. This extension of cover is effective from 18 January 2021.

This will apply to all Insured who receive COVID-19 vaccinations approved by the Health Sciences Authority (HSA). This special coverage will be provided till 31 December 2021. Extensions to the duration of coverage will be considered in the later part of the year after close monitoring of the evolving situation.

Raffles Shield Updates

Since 1 March 2021, the benefits for MediShield Life (MSHL) have been enhanced. MediShield Life premiums will see an increase to keep pace with rising healthcare costs. As an Integrated Shield plan’s premium comprises of MediShield Life and a private insurance portion, while there will be no changes to the premiums for the Raffles Shield (private insurance) component, there will be an increase in total premiums for Raffles Shield plan(s).


Our New Regional Cover

Raffles Elite Care is a comprehensive medical plan designed to take care of your healthcare needs when working or living in the region.

Why Consider Raffles Shield

We offer private healthcare coverage at competitive premiums.

Enjoy access to private healthcare at Raffles Hospital while paying a lower premium compared to a full private plan.

We got your child covered.

Additional private insurance premiums will be waived in the unfortunate case of death or Total Permanent Disability (TPD) of the payor to ensure that the child’s coverage continues.

We complement your company's medical benefits.

Complement your company’s benefits and ensure no coverage overlap, while enjoying more savings from lower premiums at the same time.

We offer flexibility in plan changes.

You can choose to start with our Plan B and upgrade to Plan A with Raffles Hospital Option (A+RH), with no additional underwriting as long as there are no downgrades and claims in the first 5 years of your policy.

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CUSTOMER CARE CENTRE CLOSURE NOTICE: Please be informed that our Customer Care Centre located at Raffles Hospital (Level 1) will be closed until further notice. For enquiries related to Raffles Shield or Raffles Elite Care, kindly contact us here or call our Customer Care Hotline at 6286 9988.