Raffles Shield

We help cover medical expenses so that you can focus on making the best healthcare decisions for you and your family.

Raffles Shield is a medical insurance plan in Singapore that protects you against unexpected medical bills and can be paid by MediSave

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Raffles Shield - Best Medical Insurance Plan in Singapore

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COVID-19 Updates

As of 20 October 2020, all Singaporeans, Permanent Residents and Long-term Pass Holders, who travelled out of Singapore and are hospitalised for symptoms for COVID-19 within 14 days of their return, will receive cover on their Raffles Shield Plan, for COVID-19 treatment received on and after 20 October 2020.

For more information, please refer to MOH’s News Highlights.

In aid of national public health efforts, we will be extending our Raffles Shield Plans on a free and automatic basis to cover inpatient treatment of any adverse/ side effects experienced by the Insured from COVID-19 vaccination. This extension of cover is effective from 18 January 2021.

This will apply to all Insured who receive COVID-19 vaccinations approved by the Health Sciences Authority (HSA). This special coverage will be provided till 31 December 2022.

Raffles Shield Updates

Since 1 March 2021, the benefits for MediShield Life (MSHL) have been enhanced. MediShield Life premiums will see an increase to keep pace with rising healthcare costs. As an Integrated Shield plan’s premium comprises of MediShield Life and a private insurance portion, while there will be no changes to the premiums for the Raffles Shield (private insurance) component, there will be an increase in total premiums for Raffles Shield plan(s).


Our New Regional Cover

Raffles Elite Care is a comprehensive medical plan designed to take care of your healthcare needs when working or living in the region.

Why Consider Raffles Shield

Receive private healthcare coverage at affordable premiums

Enjoy private healthcare access at Raffles Hospital while paying less than what you would for a full private plan.

We got your child covered.

Premiums for your child’s insurance policy will be waived in the unfortunate event of death or total permanent disability of the payor to ensure that your child’s coverage continues*.

Pay less by complementing your company’s medical benefits

Avoid paying for duplicate coverage and enjoy cost savings with an insurance policy that complements your company’s medical insurance plan.

Flexibility to change your plan

Choose to upgrade your plan to a higher ward entitlement without the need for additional underwriting*.

*Waiver of premiums and guaranteed plan upgrade are subject to terms and conditions. You can learn more about these features from our Raffles Health Advisors here.

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Medical insurance can be complex. Let us simplify it for you.

If you need any assistance in choosing the best health insurance plan for you or your loved ones, you may contact our Raffles Health Advisors for a free consultation here.

Other Information

Things You Should Know

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Having a comprehensive medical insurance plan is now easy with Raffles Shield. We have several health insurance plans that can be customised according to your needs. There are plenty of health insurance plans in Singapore to choose from. However, many people choose Raffles Shield for several reasons. Our insurance plans, competitive premiums, and quick turnaround for claims are just a few things that help us establish a strong standing in the industry. Let us help you get the right plans and protect you and your family.

Do you have a question?

Connect with our Raffles Health Advisors today.