PRODUCT UPDATES
Our New Regional Cover
Raffles Elite Care is a comprehensive medical plan designed to take care of your healthcare needs when working or living in the region.
Raffles Shield - Best Medical Insurance Plan in Singapore
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announcements
COVID-19 Updates
Coverage for COVID-19
As of 20 October 2020, all Singaporeans, Permanent Residents and Long-term Pass Holders, who travelled out of Singapore and are hospitalised for symptoms for COVID-19 within 14 days of their return, will receive cover on their Raffles Shield Plan, for COVID-19 treatment received on and after 20 October 2020.
For more information, please refer to MOH’s News Highlights.
Coverage for Adverse Effects from COVID-19 Vaccination
In aid of national public health efforts, we will be extending our Raffles Shield Plans on a free and automatic basis to cover inpatient treatment of any adverse/ side effects experienced by the Insured from COVID-19 vaccination. This extension of cover is effective from 18 January 2021.
This will apply to all Insured who receive COVID-19 vaccinations approved by the Health Sciences Authority (HSA). This special coverage will be provided till 31 December 2022.
Raffles Shield Updates
MediShield Life Benefits Changes and Premium Adjustment
Since 1 March 2021, the benefits for MediShield Life (MSHL) have been enhanced. MediShield Life premiums will see an increase to keep pace with rising healthcare costs. As an Integrated Shield plan’s premium comprises of MediShield Life and a private insurance portion, while there will be no changes to the premiums for the Raffles Shield (private insurance) component, there will be an increase in total premiums for Raffles Shield plan(s).
RAFFLES SHIELD
Why Consider Raffles Shield
Receive private healthcare coverage at affordable premiums
Enjoy private healthcare access at Raffles Hospital while paying less than what you would for a full private plan.
We got your child covered.
Premiums for your child’s insurance policy will be waived in the unfortunate event of death or total permanent disability of the payor to ensure that your child’s coverage continues*.
Pay less by complementing your company’s medical benefits
Avoid paying for duplicate coverage and enjoy cost savings with an insurance policy that complements your company’s medical insurance plan.
Flexibility to change your plan
Choose to upgrade your plan to a higher ward entitlement without the need for additional underwriting*.
*Waiver of premiums and guaranteed plan upgrade are subject to terms and conditions. You can learn more about these features from our Raffles Health Advisors here.
Life Stories
Hear From Our Clients
Pleasant sales experience and onboarding process
As a cancer survivor, I was doubtful about finding a health insurer that is able to accept me with my medical history. Despite my skepticism, I managed to connect with Joy, my Raffles Health Advisor (RHA), who was very patient and genuine in attending to my questions for hours via a video conference call. She made me feel assured that my needs and concerns are thoroughly addressed. She was also very helpful in following up with my application process and for that, I am very grateful.
Affordable health insurance plan for my child
As a young mother, I wanted to find an affordable health insurance for my kid. However, I was concerned about the rising cost of medical insurance in Singapore. Thankfully, Raffles Health Insurance provided me with health insurance plans that are priced decently lower than my previous one. Furthermore, I really liked the additional assurance that Raffles Shield will continue to provide medical insurance coverage for my kid should anything happen to me with their ‘Waiver of Premiums for Child’ benefit until my kid is 21 years of age.
Unique 'Raffles Shield A Plan' with 'Raffles Hospital Option'
As someone who is looking for both public and private hospital coverage at an affordable price, I was doubtful that I would be able to find a plan that can tailor to my specific needs. Despite my doubts, Daniel, my Raffles Health Advisor (RHA), informed me that Raffles Health Insurance offers the ‘Raffles Shield A Plan + Raffles Hospital Option’ that is able cover up to public hospital ‘A’ wards AND provide private hospital coverage at Raffles Hospital. This unique plan is able to meet my hospitalisation needs quite well.
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Get In Touch With Us
Medical insurance can be complex. Let us simplify it for you.
If you need any assistance in choosing the best health insurance plan for you or your loved ones, you may contact our Raffles Health Advisors for a free consultation here.
Other Information
Things You Should Know
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Having a comprehensive medical insurance plan is now easy with Raffles Shield. We have several health insurance plans that can be customised according to your needs. There are plenty of health insurance plans in Singapore to choose from. However, many people choose Raffles Shield for several reasons. Our insurance plans, competitive premiums, and quick turnaround for claims are just a few things that help us establish a strong standing in the industry. Let us help you get the right plans and protect you and your family.