Snap & Escape - Full Terms & Conditions

Terms and Conditions of the “Snap & Escape” Photography Contest Campaign

These Terms and Conditions (“T&Cs”) apply to the ”Snap & Escape” Photography Contest Campaign (“Campaign”), organised by Raffles Health Insurance Pte Ltd (“RHI”). 

The Campaign commences from 14 September 2024 and ends on 15 September 2024 at 7.00 pm Singapore Time (“Campaign Period”).

By participating in the Campaign, each registrant (“Entrant”) fully and unconditionally agrees to and accepts these T&Cs. In the event of any dispute regarding these T&Cs, conduct, results, prizes (including type, value and number of prizes), and all other matters relating to the Campaign, the decision of RHI shall be final and binding on all Entrants.

RHI reserves the right to vary or amend the T&Cs, prizes,  or other information and matters relating to the Campaign at any point before, during or after the Campaign Period, and any variation or amendment will be effective and binding without RHI having to provide any prior notice to the Entrant.

 

1. Eligibility :

• The competition is open to all Singaporeans and Permanent Residents aged 18 years and above. Individuals who are under 18 years old can register for and participate in the Campaign, but will only be eligible to win a prize (or prizes) if they are 18 years old at the date of the lucky draw.
• Winning photographs will be decided by a panel of judges from RHI. 
• Each Entrant will be entitled to 1 submission only.
• Staff of Raffles Medical Group and RHI are not eligible to participate.

• Photographs must be of any moment captured at the Sea Regatta 2024 event during the Campaign Period. 
• RHI reserves the right to verify the eligibility of Entrants by requiring information such as email, phone number and NRIC before the prize is issued.
• Each Entrant warrants that the photograph submitted is his/her own work and that he/she owns the copyright to it. It is the responsibility of each Entrant to ensure that the photograph he/she submitted must be taken with the permission of the subject (person) that may be found in the photograph and do not infringe the copyright of any third party of any law.
• Photographs submitted by Entrants may be featured on RHI’s website and/or social media, at RHI deems fit and proper. 
• RHI reserves the sole and absolute right and discretion to determine the eligibility of any person in relation to the Campaign and may at any time during the Campaign (this can be before, during or after the draw), disqualify any Entrant from participating in the Campaign, without providing any reason if it determines that such person does not meet the eligibility criteria stated above.

 

2. Participation as an Entrant :

In order to participate in the Campaign, Entrants must submit their photo and particulars at this Google Form.

 

3. Prize :

• There are a total of 4 winning Entrants selected during the Campaign.
• 2 Entrants and their winning photo will be selected each day.
• Each winner will receive ONE (1) pair of Economy Class round-trip tickets from Singapore to Bali, Indonesia (“Prize”). All taxes and surcharges are excluded. The tickets are subject to prevailing government taxes and services charges where applicable, and are to be borne by the winner.
• The tickets (which will be in the form of travel vouchers worth up to $500) are not transferable.
• Winners are required to collect the prize letter within 14 days after being notified, book the tickets before 31 December 2024 and travel within 6 months from the date of booking.
• Winners will be responsible for any applicable surcharges, fees, rebooking fees, or no-show fees.

 

4. Announcement :

The winners (“Winners”) will be announced on RHI’s Instagram Account (@raffleshealthinsurance) within seven (7) days of each draw. Notification will also be given to the individual Winners within 30 days from the date of announcement via email or mobile number provided during registration.

If for any reason the email to a Winner bounces back or is otherwise undeliverable, or the Prize is not  collected or redeemed by the Winner within the period of time stated in the email, RHI may withdraw the Prize, and the Winner will no longer be entitled to the Prize or any other replacement or compensation in place of the Prize.

RHI will not be liable or responsible to the Winner in any manner whatsoever in such an event, or in the event a Winner is unable to receive his/her winning notifications or redemption details or fails to redeem his/her Prize for any reason, including (without limitation) as a result of any incomplete or incorrect information provided during registration.

In addition, Entrants who breach any of these T&Cs shall not be eligible to any Prize, and RHI will be entitled to deal with the Prize in any manner it deems fit.

 

5. Prize Redemption :

• ONE (1) pair of Economy Class round-trip tickets from Singapore to Bali, Indonesia. 
• Once the redemption period begins, Winners will receive a unique ticket redemption code via email (“Redemption Code Email”), along with applicable terms and conditions.
• Each Winner is required to redeem the Prize in accordance with the processes stated in the Redemption Code Email and the instructions provided by RHI.
• Each ticket redemption code is not transferable or exchangeable in part or in kind for cash or other items, goods and services.
• The ticket redemption code only applies to tickets booked through RHI’s appointed travel agency partner.
• Each Winner must book his/her tickets by 31 December 2024.
• Tickets once booked are non-refundable, non-reroutable, and non-transferable.
• Rebooking of the travel date may be subject to rebooking fees imposed by RHI’s appointed travel agency partner.
• Winners who fail to show up for their flight will be treated as forfeiting the Prize, thus further rebooking is not allowed.
• RHI’s decision shall be final and binding on all Winners should a dispute arises in relation to the redemption of a Prize.
• RHI shall not bear any other costs in relation to the redemption or use of the Prize.
• RHI is not an agent of the travel agency partner. Any dispute about the quality or service standard must be resoled directly with the travel agency partner.

 

6. Liability :

• During or in connection with the Campaign, if any entry data or winning notifications are lost, inaccurate, corrupted, unidentifiable, or damaged, RHI shall not have any liability in respect of any Entrant’s disqualification or ineligibility to win or redeem a Prize.
• Neither RHI nor its directors, employees, officer, agents, or suppliers will have any responsibility for any damage, loss, injury, or disappointment suffered by any Entrant or any other persons entering the Campaign or as a result of accepting any prize. RHI is not responsible for any medical conditions, costs, or expenses incurred or suffered by any Entrant or any other persons as a result of any event of force majeure; any problems or technical malfunctions; any error in computing chance; any software or email failure; or any combination thereof.
• By entering the Campaign, Entrants agree that no claim shall be made against RHI, its directors, officers, employees, or agents relating to any and all losses or injuries (including special, indirect, and consequential losses), damages, rights, claims, and actions of any kind resulting from redemption, acceptance or use of any prize, including, without limitation, personal injuries, death, and property damage.
• Whilst all information stated in these T&Cs is believed to be correct at the time of publishing, RHI makes no representation or warranty whether expressed or implied, and accepts no responsibility or liability for its completeness or accuracy.

 

7. Ownership of content related to Entrants :

• All media content created in relation to the Entrants and the Campaign shall be the property of RHI. Photographs captured by the Entrants can be used by RHI on social media or otherwise at the discretion of RHI for purposes deem fit by RHI.
• The Entrants hereby agree to allow RHI to use their photo and relevant footage for printed collateral, online, and across other marketing and communications, at RHI’s sole discretion and at no cost to RHI, and without limit in time, for the benefit of RHI. By participating in the Campaign, and upon any submission of any information or materials including (but not limited to) data, text, photographs, likeness, messages, or user details, or any other material, the Entrant grants to RHI a non-exclusive, free of charge, perpetual, worldwide, irrevocable, and fully sub-licensable right to use, reproduce, copy, modify, adapt, communicate to the public, make available, publish, translate, create derivative works of, distribute, and display the same, and with waiver of all moral rights to the extent permitted by applicable laws.
• RHI may require the Winners to take part in reasonable public relations activities and promotional events without any remuneration or payment.

 

8. Use of Personal Data :

• For the purposes of the Campaign, RHI will collect various personal data from the Entrants. RHI will use this information for the purposes of identifying each Entrant and for managing the logistics of the Campaign. Failure to provide personal data as requested will result in RHI being unable to process or accept an entry or award the relevant Prize.
• RHI may also use personal data to analyze the Entrants’ preferences and market trends and derive insights, which RHI may use to tailor the types of products and offers that RHI presents, in accordance with the Personal Data Protection Act 2012 and RHI’s Privacy Policy.
• In addition, RHI may collect, use, and disclose the personal data to provide the Entrants with marketing materials and information relating to any promotions, programmes or any services and products developed or offered by RHI and/or its salespersons from time to time.
• Each Entrant confirms that the Entrant has read and fully understands the Privacy Statement of Raffles Health Insurance Pte Ltd and consents to RHI’s collect/use/ disclose (including any transfer) of their personal data for the purposes of the Campaign. For RHI’s Privacy Statement, please refer to our Privacy Statement.

 

9. Governing Law :

The Campaign and these T&Cs shall be governed by the laws of Singapore, and the Singapore courts shall have exclusive jurisdiction to deal with all matters relating to the Campaign and these T&Cs. The invalidity, illegality, or unenforceability of any provision in these T&Cs shall not affect the remaining provisions of these T&Cs, which shall persist in full effect. These T&Cs are written in English and may be translated into other languages. In the event of any inconsistency between the English version and a translated version, the English version shall prevail.

RHI reserves the right at any time to amend, vary or delete these T&Cs and/or terminate the Campaign at its sole discretion without prior notice. Any such amendments, variation or deletions shall be binding and shall take effect immediately upon such amendments, variations or deletions.